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The Banking Department provides access to distributed and networked resources as a public service, on an "as is" and "as available" basis. The information is subject to change on a regular basis, without notice. Banking Department information (including documentation) is not copyrighted, unless otherwise indicated. It is the Banking Department's policy to comply fully with the copyright law, and permission to reproduce any copyrighted materials (including photos and graphics) must be obtained from the original source.

The Banking Department is not providing legal advice via these services. Any information or inquiries that the Banking Department receives from a user over our information systems is not considered to be, or treated as, confidential.

While every effort is made to provide useful information, the Banking Department does not warrant this information to be authoritative, complete, factual, timely or accurate. The availability of networked information via the Banking Department's services does not constitute the Banking Department's endorsement of the content of that information. If you feel that information you have obtained via the Banking Department's information servers is inaccurate or offensive, we suggest you contact the original producer or distributor of that information.

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The Banking Department reserves the right to change its policies and rules at any time.

The New York State Banking Department does not discriminate on the basis of age, color, religion, creed, disability, marital status, veteran status, national origin, race or sex in employment or in fulfilling its supervisory responsibilities.