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Financial Education Resources
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Financial Education Resources

 

Consumer Help and Information

Personal Finance Fact Sheets and Brochures

The New York State Banking Department encourages New Yorkers to educate themselves on important financial issues. Below you will find some helpful information on banking, saving, borrowing and protecting your money. Please feel free to read, print and share this information!

BANKING & SAVING

Opening a Bank Account (PDF), (Full Color, Tri-fold Brochure)

Basic Banking Accounts (PDF)

Bounce Protection (PDF)

Electronic Checks & Check 21 (PDF)

Saving & Investing For Retirement (PDF)

Getting Out of Debt Safely/Using a Licensed Budget Planner (PDF), (Full Color, Tri-fold Brochure)

Using a Refund or Lump Sum Payment Wisely (PDF)

Using an ATM Safely (PDF)

 

CREDIT & BORROWING

Advance Fee Loan Scams (PDF)

Cards, Cards, Cards… and What You Need to Know About Using Them (PDF)

Dangerous Loans (PDF)

Payday Loans (PDF)

Refund Anticipation Loans (PDF)

Scams Schemes & Frauds (PDF), (Full Color, Tri-fold Brochure)

Understanding your Credit Report & Credit Score (PDF), (Full Color, Tri-fold Brochure)

Using Credit Wisely (PDF)

 

 

HELP FOR HOMEOWNERS

Avoiding Foreclosure (PDF)

Dangerous Loans (PDF)

Home Equity Theft & Foreclosure Rescue Scams (PDF)

Home Equity Theft Prevention Act (HETPA) (PDF)

Falling Behind On Your Mortgage - A Timeline (PDF)

Reverse Mortgages (PDF), (Full Color, Tri-fold Brochure)

Shopping for a Mortgage (PDF)

Understanding your Credit Report & Credit Score (PDF), (Full Color, Tri-fold Brochure)

 

PROTECT YOURSELF & YOUR MONEY

Advance Fee Loan Scams (PDF)

Dangerous Loans (PDF)

Fake Charity Scams (PDF)

Identity Theft (PDF), (Full Color, Tri-fold Brochure)

Opt Out Options (PDF)

Payday Loans (PDF)

Phishing Scams (PDF)

Refund Anticipation Loans (PDF)

Scams Schemes & Frauds (PDF), (Full Color, Tri-fold Brochure)

Spam (PDF)

Spyware (PDF)